KUWAIT CITY, Sept 15: The Gulf Insurance Group (GIG) announced on Sunday, September 15, that it will continue to cover the treatment of retirees insured under the Afia insurance policy. In a press statement, GIG highlighted that coverage will extend to retirees who began treatment at a private hospital in Kuwait before the termination date of the Afia contract and will continue until they are discharged from the hospital. GIG reaffirmed its commitment to providing uninterrupted medical care for these retirees, ensuring that there will be no additional financial burden on patients until their treatment is complete.
Since 2016, GIG has been dedicated to offering comprehensive healthcare coverage for retirees nationwide, following the terms agreed upon with the Ministry of Health. Such a statement follows the announcement issued by the Ministry of Health regarding the suspension of the Afia health insurance policy from Thursday, Sept 12 due to the insurance company’s failure to meet the requirements for extending the Afia- 3 contract.
The ministry explained that the insurance company had not only refused to adhere to the previous terms and prices without increases but also abdicated its contractual responsibilities. As a result, it failed to ensure proper insurance coverage and guarantees, leaving the responsibility to reinsurers unfulfilled. It stated that it was coordinating with the country’s legal and other concerned authorities, including the Fatwa and Legislation Department, to clarify the legal procedures to be followed in response to the company’s evasion of contractual obligations and refusal to meet the contract extension requirements, which violate the terms of the concluded contract.
The ministry revealed its intention to carry out all necessary legal actions against the company, including filing a lawsuit and seeking compensation for damages resulting from the breach of contract, adding that it will also activate all penalty clauses stipulated in the contract. It reaffirmed its commitment to providing comprehensive health care services - primary, secondary, and specialized, including diagnostic, therapeutic, and rehabilitative care - to citizens covered by Afia health insurance. It pledged to prioritize these citizens and all eligible groups while adhering to the laws currently in effect in the country.