18/05/2026
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18/05/2026
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DUBAI, May 18: : Demand for war risk and political violence insurance is rising sharply across the UAE and wider Gulf region as businesses and residents seek greater financial protection amid heightened geopolitical tensions following the regional conflict.
Insurance industry executives say enquiries for specialised coverage have surged in recent months, with premiums climbing for policies linked to commercial properties, residential units, cargo shipments and motor vehicles.
Amid the growing demand, Orient Insurance has expanded its war risk protection portfolio in the UAE, introducing new coverage options for cargo, personal vehicles and residential properties. The move comes as companies and individuals increasingly look for safeguards against risks linked to war, political violence, terrorism, sabotage, strikes and riots.
The expanded product suite includes Marine War on Land coverage, designed to protect cargo and goods exposed to war-related risks during inland transportation. Marine Cargo War Risks policies will protect maritime shipments against conflict-related disruptions, while Political Violence, including War, for Personal Vehicles extends protection to privately owned vehicles damaged by incidents such as war, terrorism, sabotage, strikes and riots.
In addition, the insurer has launched Political Violence, including War, for Residential Units, offering homeowners financial protection against property damage caused by similar events.
The rollout comes at a time when businesses operating across regional and global supply chains are reassessing risk exposure. UAE-based importers, exporters, logistics operators and freight forwarders often rely on complex transport networks involving ports, sea freight, road transit and warehousing, creating potential gaps in standard insurance coverage when geopolitical disruptions occur.
The new products are also aimed at residents seeking broader protection for homes and vehicles that may not be fully covered under conventional insurance policies.
“The UAE’s economic ambitions are built on a foundation of confidence — confidence in our systems, our institutions, and our collective ability to manage risk effectively,” said Omer Elamin. “As trade flows grow and the risk environment becomes increasingly complex, Orient is committed to ensuring businesses can operate without undue exposure, while individuals and families have the protection they need to live and work with genuine security.”
Industry observers say the expansion reflects a wider trend within the regional insurance sector, where insurers are increasingly focusing on specialised protection products to address low-frequency but high-impact geopolitical risks as trade and investment activity across the Gulf continues to grow.
