27/12/2025
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27/12/2025
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KUWAIT CITY, Dec 27: The Civil Court has resolved a dispute that began in 2017 by issuing a final ruling in favor of a citizen, overturning his obligation to repay the full KD 30,000 loan to the bank, reducing it to KD 15,000. The court also ordered the removal of the credit block imposed on the citizen’s bank account by the Credit Information Network Company (CINET).
The case originated in 2017 when the bank obtained a payment order against the citizen for an amount exceeding KD 30,000, claiming he had defaulted on the loan payments. However, the order was not properly served, as notifications were limited to the police station and registered mail, and the citizen did not receive any direct notice.
This prevented him from being aware of the proceedings at the time. When the citizen discovered the matter by chance, he promptly filed a legal appeal through his legal counsel, Lawyer Mohammed Ahmed Al-Rifai, requesting that the payment order be nullified. He also asked for the case to be referred to the Experts Department to examine the loan details, including the amounts actually repaid and the accrued interest. During the proceedings, the bank argued that the citizen’s right to appeal had expired because it was filed past the deadline. The court rejected the bank’s objection and referred the case to the Experts Department, which ultimately decided to reduce the debt to KD 15,000.
In a related legal case, Lawyer Al-Rifai, representing the citizen, filed a lawsuit against CINET after his client discovered that his name had been placed on the credit blacklist. This prevented him from conducting any banking transactions, despite a court order suspending the payment order pending the appeal’s resolution.
Lawyer Al-Rifai told the court that the continued inclusion of his client’s name on the blacklist, despite the court’s suspension order, had caused significant financial harm and blocked him from accessing any banking services. The court responded by approving Al-Rifai’s request to lift the ban and remove the credit block.
Jaber Al-Hamoud Al-Seyassah/Arab Times Staff
